Home Buyer Education Unique Loans
Unique Loans
Not everyone can qualify for a loan even if they have no debt and okay credit. Here are some amazing loan options through BECU.

30 Year Fixed Home Loan Payment Relief (HLPR)

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • This product is for borrowers at 70.01% to 100% of HUD Median Income. To see the current HUD Median Income amounts

     

    3/27 Step-Rate Home Loan Payment Relief (HLPR) B

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • This product is for borrowers between 50.01% and 70% of HUD Median Income. To see the current HUD Median Income amounts

     

    3/27 Step-Rate Home Loan Payment Relief (HLPR) A

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • This product is for borrowers at 50% or less of HUD Median Income. To see the current HUD Median Income amounts

     

    3/1 Year ARM Home Loan Payment Relief (HLPR)

  • This program has been created as a benefit to BECU's members of modest means and who are contemplating purchasing a home.
  • The HLPR loan is targeted to first-time homebuyers purchasing an owner occupied residence.
  • Members currently owning an owner-occupied residence or any type of non-owner occupied property (rentals) will not qualify for this program.
  • This product is for borrowers at 100% or less of HUD Median Income.
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